Q1. In the context of digital payments in India, what does "UPI" stand for?

A) Unified Payment Interface

B) Universal Payment Interface

C) Unique Payment Identification

D) United Payment Interface

E) Universal Process Integration

Answer: A (Developed by NPCI).

 

Q2. "BHIM" is an app used for digital transactions. What is its full form?

A) Bharat Interface for Money

B) Bharat Interbank Money

C) Banking Interface for Money

D) Bharat Internet Money

E) Basic Interface for Mobile

Answer: A

 

Q3. "QR Code" is widely used for payments. What does "QR" stand for?

A) Quick Result

B) Quick Response

C) Quality Response

D) Quad Rate

E) Quick Reader

Answer: B

 

Q4. "PDF" is a file format created by Adobe. It stands for:

A) Public Document Format

B) Portable Document Format

C) Personal Document File

D) Printed Document Format

E) Primary Data File

Answer: B

 

Q5. "VoLTE" is related to 4G networks. It stands for:

A) Voice over Long Term Evolution

B) Video over Long Term Evolution

C) Voice over Local Technical Evolution

D) Voice on Line Term Evolution

E) Virtual over Long Term Evolution

Answer: A

 

Q6. "HDMI" transmits high-quality video and audio. It stands for:

A) High-Definition Multimedia Interface

B) High-Data Media Interface

C) Huge-Definition Media Interface

D) High-Digital Multimedia Interface

E) Hyper-Definition Media Interface

Answer: A

 

Q7. "Wi-Fi" stands for:

A) Wireless Fidelity

B) Wireless Finder

C) Wired Fidelity

D) Wireless Fix

E) Wireless Finance

Answer: A

 

Q8. "USB" stands for:

A) Universal Serial Bus

B) Unique Serial Bus

C) United Serial Board

D) Universal System Bus

E) Ultra Serial Bus

Answer: A

 

Q9. In banking technology, "MICR" code is used on cheques. It stands for:

A) Magnetic Ink Character Recognition

B) Magnetic Ink Code Reader

C) Meta Ink Character Recognition

D) Magnetic Iron Code Recognition

E) Manual Ink Character Reader

Answer: A

 

Q10. "IFSC" is used for electronic fund transfers. It stands for:

A) Indian Financial System Code

B) International Financial System Code

C) Indian Financial Service Code

D) Internal Financial System Code

E) Indian Fund System Code

Answer: A

 

Q11. "NEFT" stands for:

A) National Electronic Funds Transfer

B) National Electric Funds Transfer

C) Net Electronic Funds Transfer

D) National Electronic Finance Transfer

E) New Electronic Funds Transfer

Answer: A

 

Q12. "RTGS" is a real-time settlement system. It stands for:

A) Real Time Gross Settlement

B) Real Term Gross Settlement

C) Real Time Global Settlement

D) Rapid Time Gross Settlement

E) Real Transaction Gross Settlement

Answer: A

 

Q13. "IMPS" stands for:

A) Immediate Payment Service

B) Instant Money Payment Service

C) Immediate Money Payment System

D) Instant Mobile Payment Service

E) Internal Money Payment System

Answer: A

 

Q14. "CTS" is used for faster clearing of cheques. It stands for:

A) Cheque Truncation System

B) Cheque Transfer System

C) Cash Transaction System

D) Cheque Transport System

E) Core Transaction System

Answer: A

 

Q15. "AEPS" allows banking using Aadhaar. It stands for:

A) Aadhaar Enabled Payment System

B) Aadhaar Electronic Payment System

C) Aadhaar Entry Payment System

D) Advanced Electronic Payment System

E) Aadhaar Enabled Processing System

Answer: A

 

Q16. "NFS" in the context of ATMs stands for:

A) National Financial Switch

B) Network File System

C) National File Server

D) New Financial System

E) Net Financial Switch

Answer: A

 

Q17. "NPCI" is the umbrella organization for retail payments in India. It stands for:

A) National Payments Corporation of India

B) National Payments Council of India

C) National Public Corporation of India

D) Net Payments Corporation of India

E) New Payments Center of India

Answer: A

 

Q18. "SWIFT" is used for international wire transfers. It stands for:

A) Society for Worldwide Interbank Financial Telecommunication

B) Society for World Interbank Fund Transfer

C) System for Worldwide Interbank Financial Transport

D) Secure Worldwide Interbank Financial Telecommunication

E) Standard Worldwide Interbank Financial Transfer

Answer: A

 

Q19. "VIRUS" stands for:

A) Vital Information Resources Under Siege

B) Virtual Information Resources Under Siege

C) Vital Information Resource Under System

D) Very Important Resource Under Siege

E) Vital Internet Resources Under Siege

Answer: A

 

Q20. "SIM" card stands for:

A) Subscriber Identity Module

B) Subscriber Identification Mobile

C) System Identity Module

D) Serial Identity Module

E) Subscriber Internet Module

Answer: A

 

Q21. "SMS" stands for:

A) Short Message Service

B) Simple Message Service

C) Short Mail Service

D) System Message Service

E) Smart Message Service

Answer: A

 

Q22. "GPS" stands for:

A) Global Positioning System

B) General Positioning System

C) Global Placement System

D) Geographic Positioning System

E) Global Pointing System

Answer: A

 

Q23. "GPRS" stands for:

A) General Packet Radio Service

B) Global Packet Radio Service

C) General Pocket Radio Service

D) Global Positioning Radio Service

E) Guided Packet Radio Service

Answer: A

 

Q24. "GSM" stands for:

A) Global System for Mobile Communications

B) General System for Mobile

C) Global Standard for Mobile

D) Geo System for Mobile

E) Group System for Mobile

Answer: A

 

Q25. "CDMA" stands for:

A) Code Division Multiple Access

B) Coded Digital Multiple Access

C) Code Division Mobile Access

D) Central Division Multiple Access

E) Common Digital Multiple Access

Answer: A

 

Q26. "LTE" in mobile networks stands for:

A) Long Term Evolution

B) Local Term Evolution

C) Long Technical Evolution

D) Light Term Evolution

E) Long Time Evolution

Answer: A

 

Q27. "OLED" display technology stands for:

A) Organic Light Emitting Diode

B) Optical Light Emitting Diode

C) Organic Low Energy Diode

D) Online Light Emitting Diode

E) Optimized Light Emitting Diode

Answer: A

 

Q28. "AMOLED" stands for:

A) Active Matrix Organic Light Emitting Diode

B) Advanced Matrix Organic Light Emitting Diode

C) Active Mobile Organic Light Emitting Diode

D) Automated Matrix Organic Light Emitting Diode

E) Active Micro Organic Light Emitting Diode

Answer: A

 

Q29. "LCD" stands for:

A) Liquid Crystal Display

B) Light Crystal Display

C) Liquid Color Display

D) Light Core Display

E) Low Crystal Display

Answer: A

 

Q30. "LED" stands for:

A) Light Emitting Diode

B) Liquid Emitting Diode

C) Light Energy Device

D) Low Energy Diode

E) Light Emitting Device

Answer: A

 

Q31. "CRT" (Old monitors) stands for:

A) Cathode Ray Tube

B) Crystal Ray Tube

C) Common Ray Tube

D) Cathode Ray Technology

E) Central Ray Tube

Answer: A

 

Q32. "JPEG" is an image format. It stands for:

A) Joint Photographic Experts Group

B) Java Photographic Experts Group

C) Joint Picture Export Group

D) Junior Photographic Experts Group

E) Joint Photo Editing Group

Answer: A

 

Q33. "PNG" is an image format supporting transparency. It stands for:

A) Portable Network Graphics

B) Public Network Graphics

C) Private Network Graphics

D) Portable New Graphics

E) Photo Network Graphics

Answer: A

 

Q34. "GIF" stands for:

A) Graphics Interchange Format

B) Graphical Interface Format

C) Global Image Format

D) Graphics Input Format

E) General Image File

Answer: A

 

Q35. "GUI" stands for:

A) Graphical User Interface

B) Global User Interface

C) General User Interface

D) Graphical Utility Interface

E) Guide User Interface

Answer: A

 

Q36. "BIOS" stands for:

A) Basic Input Output System

B) Binary Input Output System

C) Basic Internal Operating System

D) Built-In Operating System

E) Basic Interface Output System

Answer: A

 

Q37. "CMOS" stands for:

A) Complementary Metal Oxide Semiconductor

B) Computer Metal Oxide Semiconductor

C) Complementary Memory Oxide Semiconductor

D) Common Metal Oxide Semiconductor

E) Central Metal Oxide Semiconductor

Answer: A

 

Q38. "SMPS" stands for:

A) Switched Mode Power Supply

B) Simple Mode Power Supply

C) Single Mode Power Supply

D) Switched Mode Power System

E) Static Mode Power Supply

Answer: A

 

Q39. "UPS" stands for:

A) Uninterruptible Power Supply

B) Uniform Power Supply

C) Universal Power Supply

D) United Power System

E) Under Power Supply

Answer: A

 

Q40. "VGA" stands for:

A) Video Graphics Array

B) Visual Graphics Array

C) Video Graphics Adapter

D) Visual Graphics Adapter

E) Video Gaming Adapter

Answer: A

 

Q41. "SATA" stands for:

A) Serial Advanced Technology Attachment

B) Serial Automated Technology Attachment

C) System Advanced Technology Attachment

D) Serial Advanced Transfer Attachment

E) Standard Advanced Technology Attachment

Answer: A

 

Q42. "PATA" (IDE) stands for:

A) Parallel Advanced Technology Attachment

B) Public Advanced Technology Attachment

C) Personal Advanced Technology Attachment

D) Parallel Automated Technology Attachment

E) Primary Advanced Technology Attachment

Answer: A

 

Q43. "SSD" stands for:

A) Solid State Drive

B) Super Speed Drive

C) Solid System Drive

D) Smart State Drive

E) Serial State Drive

Answer: A

 

Q44. "HDD" stands for:

A) Hard Disk Drive

B) Heavy Disk Drive

C) High Definition Drive

D) Hard Data Drive

E) Hyper Disk Drive

Answer: A

 

Q45. "DVD" stands for:

A) Digital Versatile Disc (or Digital Video Disc)

B) Direct Video Disc

C) Digital Visual Drive

D) Dual Video Disc

E) Dynamic Video Disc

Answer: A

 

Q46. "URL" stands for:

A) Uniform Resource Locator

B) Universal Resource Link

C) Unique Resource Location

D) United Resource Locator

E) Uniform Registered Link

Answer: A

 

Q47. "ISP" stands for:

A) Internet Service Provider

B) Internet Service Protocol

C) Internal Service Provider

D) International Service Provider

E) Internet Speed Provider

Answer: A

 

Q48. "VPN" stands for:

A) Virtual Private Network

B) Virtual Public Network

C) Visual Private Network

D) Virtual Personal Network

E) Verified Private Network

Answer: A

 

Q49. "IP" stands for:

A) Internet Protocol

B) Internal Protocol

C) Information Protocol

D) Instant Protocol

E) Internet Provider

Answer: A

 

Q50. "MAC" Address stands for:

A) Media Access Control

B) Memory Access Control

C) Machine Access Control

D) Mobile Access Control

E) Main Access Control

Answer: A

 

Q51. "ASCII" stands for:

A) American Standard Code for Information Interchange

B) American Scientific Code for Information Interchange

C) Asian Standard Code for Information Interchange

D) Advanced Standard Code for Information Interchange

E) Automated System Code for Information Interchange

Answer: A

 

Q52. "EBCDIC" stands for:

A) Extended Binary Coded Decimal Interchange Code

B) Electronic Binary Coded Decimal Interchange Code

C) Extended Basic Code Decimal Interchange Code

D) External Binary Coded Decimal Interchange Code

E) Extended Binary Coded Digital Interchange Code

Answer: A

 

Q53. "MIME" stands for:

A) Multipurpose Internet Mail Extensions

B) Multi Internet Mail Extensions

C) Multiple Interface Mail Extensions

D) Mail Internet Media Extension

E) Main Internet Mail Engine

Answer: A

 

Q54. "FAT" (File System) stands for:

A) File Allocation Table

B) File Access Table

C) File Allocation Technology

D) Format Allocation Table

E) File Array Table

Answer: A

 

Q55. "NTFS" stands for:

A) New Technology File System

B) Network Technology File System

C) New Type File System

D) New Transfer File System

E) Non-Transferable File System

Answer: A

 

Q56. "DPI" (Printing resolution) stands for:

A) Dots Per Inch

B) Data Per Inch

C) Digits Per Inch

D) Depth Per Inch

E) Dots Per Image

Answer: A

 

Q57. "PPM" (Printer speed) stands for:

A) Pages Per Minute

B) Papers Per Minute

C) Prints Per Minute

D) Points Per Minute

E) Pixels Per Minute

Answer: A

 

Q58. "RSS" stands for:

A) Really Simple Syndication

B) Real System Software

C) Rapid Software System

D) Rich Site Summary

E) Both A and D

Answer: E

 

Q59. "SEO" stands for:

A) Search Engine Optimization

B) Search Engine Organization

C) Search Electronic Optimization

D) System Engine Optimization

E) Search Engine Operation

Answer: A

 

Q60. "CAPTCHA" starts with:

A) Completely Automated Public Turing test...

B) Computer Automated Public Test...

C) Control Automated Public Test...

D) Central Automated Public Test...

E) Code Automated Public Test...

Answer: A